Insurance
Understanding what your health insurance will cover and what it won’t can be confusing. There are levels of care to consider and specific providers of care and locations to consider as well. Calling an insurance company to determine if your treatment needs will be covered may feel frustrating. Our Admission Advisors can walk you through the process over the phone or you can read more about treatment and insurance and call your insurance company directly.
What Types of Treatment Does Insurance Cover?
The passage of the Affordable Care Act (ACA) categorized behavioral health and mental health services as “Essential.” This means that the vast majority of all insurance companies have to cover substance abuse treatment and mental health treatment. There are some restrictions on where you can get treatment based on your plan. The good news is, almost everyone can get the treatment they needs.
Inpatient Detox and Insurance
Inpatient detox for alcohol, heroin, other opioids such as fentanyl and benzodiazepines are almost always covered. Even before the ACA, many insurers would cover inpatient detox for these substances because it’s considered a medical necessity. Failure to provide care for alcohol detox, opioid detox or benzodiazepine detox can be life threatening.
Inpatient Treatment and Insurance
Inpatient treatment for substance use disorders and mental health disorders is commonly covered by insurance. This might be a residential treatment program for alcohol that lasts 30, 45 or 60 days. The biggest factor in determining where you can get inpatient care is if your insurance is a PPO, HMO or EPO plan. Some insurance types will restrict you to an in-network provider or geographically.
Day Treatment (Partial Hospitalization Programs) and Insurance
Day treatment (partial hospitalization programs) are considered a step-down from residential care. Depending on your plan, you might not even need prior authorization for day treatment before you’re admitted. These programs may last 15-30 days in length.
Intensive Outpatient Treatment and Insurance
Many insurance providers will allow their clients to be admitted to an intensive outpatient program without prior authorization. In these programs, people typically live at home or in a sober living environment. IOP’s can last anywhere from 30 days to a year.
Detailed Insurance Information
Many Insurance Plans cover the cost of treatment
- Aetna Rehab Coverage
- Alliance Rehab Coverage
- Anthem Blue Cross Rehab Coverage
- Blue Cross Blue Shield Rehab Coverage
- Carelon Rehab Coverage
- Cigna Rehab Coverage
- ComPsych Rehab Coverage
- Employers Health Network Rehab Coverage
- Fallon Health Rehab Coverage
- Harvard Pilgrim Rehab Coverage
- Health Net Rehab Coverage
- Health Partners Rehab Coverage
- Humana Rehab Coverage
- Kaiser Permanente Rehab Coverage
Can't Find Your Insurance Company?
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Licenses, Accreditations & Insurances We Accept
Solution Based Treatment accepts health insurance from over 100 different companies
Alumni Testimonials
What Our Alumni Say About Us
“How can I put it…even though there’s other clients, it’s almost like it’s one-on-one. And the attention, as far as talking to therapists, your counselors, psychiatrists, and the groups and the meetings have been great. It’s nothing but good attention!”
Jose
“It was a blessing to stumble upon Solution Based Treatment. They’ve taught me how to be a better communicator, they’ve taught me how to live with myself and not run away. I attribute this to the care and the accountability of the staff here..”
Connor
“Within weeks of being here I realized there was a whole thing that existed, which was like, caring people. This program…I am just amazed over and over again by the staff. They actually care. Like, this isn’t just a job. This is not where you go just to make a living…they love us.”
Ingrid
“Before I got here I had no coping skills. I couldn’t communicate any other way but passively and I had no idea how to set a boundary. Now I know my triggers, I know how to identify them and use things to battle them…I can’t even tell you how many things I’ve learned.”
Julie
“Oh my gosh…The counseling and the therapy have probably been some of the biggest things for me. I have been in treatment multiple times and I’ve never had the one-on-one counseling or therapy that I’ve gotten here. If you truly want recovery and professionalism…this is absolutely the place to be.”
Sheila
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Solution Based Treatment takes website visitor and patient privacy seriously. That’s why we’re LegitScript Certified. LegitScript is a third-party agency that certifies addiction treatment centers meet the highest standards possible. In their own words, “…we strive to be the most trusted advisers to inform businesses, governments, and the public about which commercial entities are legitimate, legal, and trustworthy — and which are not.” Solution Based Treatment neither receives nor provides commissions or fees that are dependent on our website visitors choosing to accept treatment with us or another provider of care. If you’d like to explore more treatment options, please visit https://www.samhsa.gov/.