MVP Rehab Coverage
Addiction is one of the most prevalent mental health concerns in California. However, addiction treatment in the form of a good inpatient or outpatient program can be the step to help individuals reclaim their lives. Additionally, substance abuse treatment is typically covered by health insurance, including plans offered through MVP.
Does MVP cover rehab for substance abuse disorder? Are there inpatient rehabs that take MVP? Below is a comprehensive guide to what you should know about rehab that accepts MVP and using your health insurance to cover the cost of treatment.
MVP Insurance Plan Options
The MVP Health Care insurance company provides a multitude of plans with valuable benefits for employees, individuals, and families. MVP can also be chosen as your insurance provider if you have Medicaid or Medicare. While MVP is primarily available in New York, the insurance provides coverage to individuals in other states as well. This insurer has several plans to choose from, including low-premium plans that cover the essentials and more costly plans with more extensive coverage options.
Addiction Treatment Options
Addiction is a complicated issue to address. However, modern health care has made it possible for individuals who are struggling to have access to many types of treatment. Treatment facilities offer everything from residential or inpatient programs to more flexible outpatient options.
MVP for Medical Detox
Medical detoxification, which is also referred to as “detox,” is an inpatient treatment that involves medical supervision while undergoing the initial withdrawal stages from an addictive substance. Detox programs that accept MVP is common as this is most often deemed a necessary step in the recovery process and ensures the safety of the individual.
MVP Coverage for Residential Treatment
Residential treatment is considered the gold standard when it comes to addiction treatment. However, these programs can all have slight differences. For example, you may find an MVP alcohol rehab specifically for overcoming an addiction to alcohol. Or, you may find a program that involves holistic or experiential therapy. Due to the success rate of residential treatment, you should have no problem finding a rehab program that takes MVP for inpatient services.
MVP Coverage for Outpatient Treatment
Intensive Outpatient Programs (IOP)
IOP treatment programs are substance abuse treatment plans provided on an outpatient basis. These evidence-based programs involve individual counseling, medicinal support, and possibly even group or family therapy.
Partial Hospitalization Programs (PHP)
PHP addiction treatment is an intermediary between inpatient rehab and outpatient treatment. This type of MVP drug rehab is focused on supporting patients in a structured treatment regimen for part of the day, several days per week.
Medication-Assisted Outpatient Treatment
Medication-assisted treatment (MAT) is a type of outpatient addiction treatment that supports the individual through medications designed to deter withdrawal symptoms and cravings. These programs can be highly effective as they allow you to continue with work and life responsibilities.
MVP Rehab Coverage FAQs
Does MVP insurance cover drug and alcohol rehab?
Yes, MVP covers drug and alcohol rehab. Addiction treatment is an important part of health care. Therefore, under the Affordable Care Act, most insured plans include components that help with behavioral health and substance abuse treatment.
How can I verify my MVP insurance benefits?
Solution Based Treatment can verify your benefits in less than an hour at no cost to you. This makes it simple to find the treatment facilities that will be most economical for you. Call us at (833) 999-1941 to see if your insurance will cover up to 100% of the cost of care. Alternatively, you can also contact MVP Health by calling (800) 825-5687 or visiting the member portal at MVPHealthcare.com.
Does MVP cover outpatient addiction treatment?
Yes. Most MVP plans cover some of the costs of outpatient treatment for substance abuse disorder. The amount covered can vary depending on which plan you have, what type of treatment is being considered, and more.
Does MVP cover inpatient mental health?
Yes, MVP covers treatment at inpatient treatment facilities for mental health conditions. Some plans cover a percentage of the full cost of treatment, while other plans may offer a per-day amount that you will be responsible for paying out of pocket.
Do treatment centers need to be In-Network for MVP coverage?
Not always. While some plans require you to only work with in-network care providers, others may offer you the flexibility to seek treatment from an out-of-network provider. It is always more cost-efficient to seek an in-network rehab option, however.
How much does MVP insurance cover?
MVP Health covers different amounts for inpatient and outpatient treatment. For example, the MVP Standard Gold Plan requires a co-payment of $1000 for inpatient care, and a $100 co-payment for outpatient care once the deductible is met. Be sure to contact your insurer to determine exact coverage amounts before you seek treatment.
How do I pay for costs not covered by MVP insurance?
If you find a rehab program MVP insurance covers, but the costs are not fully paid, you may have other options to pay for treatment. For example, some treatment centers will negotiate a payment plan with you to cover the additional costs, and you may qualify for some type of government assistance.
How is an MVP HMO different from a PPO?
A Health Maintenance Organization (HMO) with MVP means you can only see specific providers and your primary care provider must refer you to outside specialists for care. By contrast, a Preferred Provider Organization (PPO) provides you with the flexibility to choose providers without the need to obtain a referral for specialized care.
Does MVP have single-case agreements (SCAs)?
Possibly. SCAs are one-time negotiations between the insurer and treatment provider to cover services even if that provider is not normally a rehab program that takes MVP. These cases are handled on an individual basis and require communication with the provider about your coverage needs.
Solution Based Treatment offers the best medically supervised opioid detox that accepts MVP in the country, as well as rehab that accepts MVP like local IOP and PHP treatment for opiates. Our services are available to residents in the following areas: Temecula, CA, Murrieta, CA, Menifee, CA, Wildomar, CA, French Valley, CA, Lake Elsinore, CA, Canyon Lake, CA, French Valley, CA, Corona, CA, Vista, CA, Escondido, CA, San Marcos, CA, Fallbrook, CA.